Frequently Asked Questions
- Do I need a certain amount of money before I can work with you?
Unlike large investment firms, we do not have sales quotas. We are equipped to use many investment vehicles—whether simple or complex—if your circumstances call for it. We begin our relationship with a 'Discovery' meeting to focus on your specific needs and what you want your investment capital to do for you.
- What does your planning process look like from start to finish?
We follow a disciplined process designed to ensure your financial success.
- Phase I: Discovery: We begin by getting to know one another and focusing on your specific needs and what you want your investment capital to do for you.
- Phase II: Strategy: We develop an effective, long-term investment strategy custom-tailored to your unique needs. We then create a comprehensive plan outlining our recommendations.
- Phase III: Implementation: Our staff works to successfully implement your investment strategy, striving to make the process quick and easy for you.
- Phase IV: Monitoring and Adjusting: We monitor accounts on a regular basis to ensure they perform according to your intentions.
- What happens if my life changes — like a new job, retirement, or an unexpected expense?
Our process is designed to adapt to your life. When we discover that a client's circumstances have changed, we are quick to adjust. We also adjust when shifting global markets require a different investing approach.
- How often will we meet, and what kind of communication can I expect?
We offer our clients frequent communication and education. During the implementation phase, we maintain constant communication to ensure the process is easy for you. Additionally, we monitor your accounts on a regular basis to ensure they are performing in a way that meets your intention.
- What are your services and specialties?
Our combination of registrations and education allows us to work with all types of investments, utilizing simple or complex vehicles depending on what the circumstances call for. We take a comprehensive approach that incorporates your insurance, legal, and accounting needs in addition to investments. Our services include:
- Comprehensive Financial Lifestyle Planning
- Legacy, Estate, and Philanthropy Planning
- Tax Minimization Strategies
- Risk Management and Asset Protection
- Enhanced Portfolio Reporting
- How do you get paid?
Our firm operates on a fee-based model where we earn a percentage of the assets under management. This structure aligns our interests with yours—we benefit when you benefit, and our firm is committed to your priorities being our priorities. As an independent firm, we do not have sales quotas or sell proprietary investment products. We believe in transparency and ensure you know every fee or commission up front.
- How do you help make complex financial topics easier to understand?
We strive to make the financial planning process quick and easy for you through the support of our highly skilled staff. We also prioritize providing frequent education to our clients.
- What’s the first meeting like, and what should I bring?
The first stage of our process is "Discovery". During this initial meeting, we focus on getting to know one another. We will discuss what your specific needs are and what you want your investment capital to do for you. Bringing any current retirement fund statements will assist in our Discovery process being as productive as possible.
- Do you provide on-going financial planning or one-time plans?
We focus on long-term success. Our objective is to develop an effective, long-term investment strategy. Once implemented, we monitor your accounts on a regular basis to ensure they continue performing in a way that meets your needs. We do also offer financial plans to begin your long-term process.